Skip to content Go to Homepage
Insights: Report
Compassionate Collections: How Technology is Shaping the Collections-to-Consumer Relationship

Nearly a third of Americans with a credit file have some type of debt that’s in collections, which typically means they’d receive phone calls about their outstanding balance. However, rules effective Nov. 2021 gave debt collectors explicit permission to use a wide range of communication methods to interact with consumers, including texting, emailing and social media messaging, which will have a significant impact on both collections tactics and consumer behavior. Whilst the regulations predominantly relate to third party collection agencies, utilizing a compassionate debt collection technique also holds a wealth of benefits for inhouse, 1st party collections departments.

The following report outlines the current debt landscape in the US, what impact technology and innovation has on collections and most importantly, how to create an effective, compassionate debt collections strategy for your customers.


  • Introduction: The State of Consumer Debt 2022
  • Impact of Bad Debt on Revenue
  • New Rules Regarding Debt Collection: USA & UK
  • How the Collections Landscape is Adapting
  • Collections: Strategies to improve customer service, collections and ROI
  • 5 ways digital communications can help efficiency, compassion and effectiveness
  • Tackle Collections and Improve Your CX Today With Proactive Conversational AI
  • How ContactEngine works

Get the report

Thank you If your download does not start automatically please click here
Icon Book Demo

Isn’t it time you stop assuming? Book a demonstration with us

Thank you, we will be in touch shortly!

Error Submitting Form

Back to top